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It has also withdrawn its five-year fixed rates with a 1,495 fee for home purchase. HSBChas cut fixed rates on selected residential and buy-to-let mortgage deals by up to 0.3 percentage points, including first-time buyer deals up to 90percent LTV. Both deals, which are available for remortgage, have been cut by 0.15 percentage points. Its five-year fixed rates will start from 5.4percent (60percent LTV) with a 995 fee. Skipton building societyis cutting the cost of selected mortgage deals – fixed and variable rates – from tomorrow . Fixed rates for residential and buy-to-let remortgage and home purchase will be cut by up to 0.1 percentage points and a new three-year fixed rate will be introduced.

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• Among the new deals the lender is offering two-year fixed rates from 4.93percent and five-year fixed rates from 4.62percent, both with a 1,495 fee and at 60percent loan to value.
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The bank, along with a clutch of other lenders, has repriced its fixed rate offers in recent days to reflect changing market conditions. This latest hike is the second time HSBC has increased its rates in less than a week. The rates on deals for existing Virgin Money customers looking for a product transfer are also going up.

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In the thrilling world of online casinos, one of the most enticing offers you’ll come across is the concept of no deposit free spins bonuses. This unique bonus allows players to spin the reels of their favourite slot games without having to deposit any money. Accord, part of Yorkshire Building Society, has cut rates by up to 0.64 percentage points across its high loan to value deals, aimed at first-time buyers. It is offering a five-year fixed rate at 95percent LTV at 5.06percent with no fee and 250 cashback. This product is available for borrowers using the deposit unlock scheme – a private scheme run by house builders that enables buyers to get on the property ladder with a 5percent cash deposit. Accord is also offering a fee-free two-year fixed rate for remortgage at 5.61percent at 90percent LTV with 500 cashback.